Steve Ulmer

With over 36 years of experience at State Farm Insurance, I began my insurance career in 1990. My main focus is providing excellent service to our customers and simplifying insurance for busy individuals, ensuring they are well protected and understand their coverage. We offer free quotes for auto and home insurance in Ohio and Indiana, primarily serving the counties of southwestern Ohio and southeastern Indiana. In addition to my ChFC and Life Underwriter (CL U) designations, I am committed to continuous learning to stay up to date with industry trends and developments. Located in Cincinnati's Western Hills area, our office provides insurance review appointments outside of normal business hours and on Saturdays for your convenience. We assist customers with insuring their vehicles and properties, whether they are renters in need of renters insurance, condo owners requiring condo insurance, or homeowners seeking homeowners' insurance. We also emphasize the importance of life insurance for protecting loved ones and disability insurance for safeguarding income. As a small business, we take pleasure in serving fellow small business owners with their insurance and needs. We offer Ohio Notary Public services by appointment. I am a proud graduate of St. Xavier and Xavier University. Our office has earned numerous accolades, including the National Quality and National Sales awards, Five Star Agency Award, Chairman Circle Award, Crystal Excellence Award, and Ambassador Travel Award. We eagerly anticipate the opportunity to work with you and welcome you into our agency family.

· State Farm has launched a Distracted Driving Awareness Campaign ~ A few seconds can change everything!

Distracted driving is preventable - and it increases crash risk fast. Safety research indicates that taking your eyes off the road for just 2 seconds can double your crash risk. Texting takes about 4.6 seconds on average; at 55 mph, that’s roughly the length of a football field traveled with eyes off the road. Research also associates texting while driving with a 23× higher likelihood of a safety‐critical event.

How can you reduce distraction?

· Enable Do Not Disturb while driving

· Set navigation and music before you drive

· Pull over safely if you must read or respond

Call our office today to learn more about this campaign or our Drive Safe & Save Program!

Small Business Week is here! If you (or someone you know) owns a small business and wants to make sure their coverage is built for the way they work, we’re here to help. With a quick conversation, we can talk through small business insurance options—so you can protect what you’ve built. ❤️❤️

Can’t believe the school year is almost over! 🏫 As summer approaches, stop by to make sure your insurance coverage is ready for what’s next—whether it’s travel, changes at home, or summer activities.

It’s almost boating season! ⛵ Call us 📞 to review your coverage and make sure your summer rides are protected. We can help with boat insurance, ATV insurance, motorcycle 🏍 insurance, and more—so you can get out and enjoy every trip with confidence!

It’s National Motorcycle Awareness Month! 🏍 This May brings warmer weather—and a reminder to stay alert and share the road safely with motorcyclists. Whether you’re riding on two wheels or driving on four, make sure your vehicles are covered. Call 📞, text 📲, click, or stop by our agency for a quote on ALL your vehicles!

You’re as welcome as the flowers in May 🌷! We truly believe in a personal touch—because insurance should feel like support, not a hassle. Whether you’re insuring your first apartment, your forever home 🏡, your family’s vehicles, or designing for your family’s future with life insurance, our team will go above and beyond to help you and make you feel right at home.

Spring has arrived—and as they say, April showers bring May flowers 🌷. With spring comes growth: grass to green, flowers 🌼 to bloom. The question is—is your net worth blooming too? If not, now’s a great time to focus on your financial well-being, and we’re here to help. Call us 📞 or stop by the office!